Individual plan $8/month, Family plan $10/month
Think of a dental discount plan like a membership club for dental care savings. Once you join, you’ll get immediate discounts of 15-60% at thousands of dentists nationwide, making it easier and more affordable to take care of your smile. The discounts apply to everything from routine cleanings to major procedures, so you can get the care you need without the worry.
Save 15-60% off regular office fees
Dental locations nationwide
No waiting
No deductibles, limits, or claims
See how Principal® Dental Access Plan can save you money.
Principal® Dental Access Plan might be the solution. It’s different from insurance because there are no waiting periods, deductibles or spending limits—and no paperwork. You decide when to visit a dentist or specialist and how often. Dental care is provided at fixed, discounted rates. Just present your Principal® Dental Access Plan membership card to any participating dentist and pay the office directly when you receive your care.
*Not available in Florida, Illinois, and Nevada.
1. Join the plan
Choose your discount plan and start saving with a simple one-time activation fee plus low monthly payments.
2. Get your ID card
Look for a welcome email to set up your online account and access your virtual ID card right away. Your physical ID card and membership materials will arrive by mail.
3. Save at the dentist
Find a participating dentist, show your ID card at your appointment, and receive instant discounts on services. It’s that straightforward—savings right when you need them.
Principal® Dental Access Plan is for anyone of any age.
The Principal® Dental Access Plan delivers immediate savings at over 100,000 dental locations nationwide. Since 1982, Principal® has helped millions of Americans afford quality dental care—whether you’re self-employed, part-time, retired, or simply looking for better dental coverage.
The Principal® Dental Access Plan is a dental discount plan available to anyone at any age. Members have immediate, unlimited access to discounted dental care at thousands of participating dentist and specialist locations.
Everyone. With the Principal® Dental Access Plan, there are no limitations, so join today.
The Principal® Dental Access Plan is not insurance. Members enjoy immediate and unlimited savings on all dental services, with no waiting periods or spending caps.
The discounts apply to all dental services. You’ll save 15% to 60% off regular office fees.
Once your plan is effective, you’ll receive an email confirmation that includes your membership ID. You’ll then be mailed your membership card and plan details, which should arrive within five to seven business days. If you need to begin using your membership before you receive your card in the mail, log in to My Account to download or print a copy.
Search our directory or browse a list of providers in your area.
Welcome more patients to your practice.
Principal® Dental Access Plan is easy for you and your patients. They pay a membership fee and receive discounted rates on their dental procedures. And they have access to dental savings on every procedure as soon as they join—with no deductibles, maximums, waiting periods, or paperwork.
Principal® Dental Access Plan is an excellent source for new patients—it increases your visibility and broadens your network. Plus, you can attract and retain patients who need an affordable way to handle dental expenses if they’re without insurance or have a policy that doesn’t cover the procedure(s) they need.
Make changes, view your plan summary, and more through your online account.